Winston's Real Estate Blog and more: How do I know if Fannie Mae or Freddie Mac has my loan????

How do I know if Fannie Mae or Freddie Mac has my loan????

This seems to be the question of the hour.

How do I find out if Freddie Mac or Fannie Mae has my loan??

To find out if either of these two giants have your loan you need to first call your lender or loan servicer (the one who sends you a mortgage statement every month) and ask them if one of the two have your loan. If they do not want to tell you because some might not or if you do not feel comfortable with the customer service reps answer then you can find out directly from Freddie Mac or Fannie Mae by clicking the direct links below or calling the toll free numbers:

Once you know who has your loan you can then see if you qualify for the new refinance program that begins today for homeowners throughout America that are current with their mortgage payments but have not been able to qualify for a refinance due to the loss of value in their home. 

Should you have any questions please feel free to contact me. I will be happy to answer any questions you may have. 

 

36 commentsWinston Westbrook • March 07 2009 01:58PM

Comments

You may also call -800-7-fannie and they will tell you for Fannie Mae.

Lori

Posted by Lori Young, Realtor and CDPE (Florida Home Realty) 8 months ago

Thanks Lori!

Posted by Westbrook National Real Estate Co 8 months ago

Winston, WOW, this is THRILLING info!  Thanks for posting.  I guess you saw the new law that Fannie Mae backed loans cannot cut real estate commissions any more -- so this is a great way to determine whether or not the underlying loan is back by Fannie Mae.

Posted by Regina P. Brown Real Estate on the California Coast 8 months ago

Thanks for the Google juice Regina! You rock

Posted by Westbrook National Real Estate Co 8 months ago

Winston

I was wondering that my self.  Thanks for the information.

Tere

Posted by Tere Rottink (Wainwright Real Estate) 8 months ago

Winston, thank you for that information!

Posted by Andrea Swiedler (Prudential Adams & Associates, REALTORS, New Milford CT) 8 months ago

Winston,

Wow, what great information? Is it possible that Frannie/Freddie could own a portion of the loan? And if so, could a borrower still qualify?

Posted by Orange Co. Real Estate~Lynda Eisenmann, Broker-Owner, CRS,CRB,GRI,SRES, Brea, CA (Preferred Home Brokers) 8 months ago

Good question Lynda. Now when you say a portion of the loan do you mean Fannie/Freddie having the 1st and another lender having the 2nd mortgage

Posted by Westbrook National Real Estate Co 8 months ago

Thanks for the info. since the credit crisis everyone has been asking questions about this

Posted by Aaron Poling (Long & Foster) 8 months ago

I was wondering how can i get a cheap property in this crisis when the bank are tight on money .

motorcycle helmet

Posted by motorcycle helmet 8 months ago

Thanks for the informative post. Important information to get out to the public.

Posted by Bob & Carolin Benjamin - E Phoenix Arizona Real Estate (Benjamin Realty LLC) 8 months ago

Motorcycle Helmet - The banks are just cautious with who they lend to now. You might be surprised to find out you can still qualify for a loan in this market. They are still eager to lend. 

Posted by Westbrook National Real Estate Co 8 months ago

This is very helpful and convenient. Thank you!

Posted by Mara Hawks, REALTORĀ®, Homes for Sale, Auburn, AL Real Estate (First Realty Auburn Alabama) 8 months ago

Hey, great stuff, very helpful.  I think I may blog about those numbers on my web site tomorrow.  Thanks.

Posted by Brien Berard Maryland Real Estate Agents Laurel real estate (Remax Professionals Laurel MD) 8 months ago
Thank you for sharing this useful information!
Posted by Emily Schuyler RealtorĀ® Roseville, CA Lic# 01768964 (Smart Click Realty) 8 months ago

Thanks for the great info!

Posted by David Thomas, ABR, ePro, Realtor, Gilbert, AZ (West USA) 8 months ago

Great info that we can all use.  Thanks for posting.

Posted by Simon Mills (Mills Realty) 8 months ago

Thanks for the info. Great news for strapped homeowners for sure.

Posted by Dee Nofziger, Toledo OH Real Estate (Danberry Co., Realtors) 8 months ago

Very handy info Winston. This is good stuff for us folks doing short sales as well. We need to know these things.

Posted by Bryant Tutas-Tutas Towne Realty, Inc 8 months ago

Thanks for some useful information.  My customers will benefit by being able to check out their loans early.  Helping them helps me.

Posted by Richard Riley (RE/MAX Properties SW II) 8 months ago

Thanks for the great info - I will be passing it along!

Posted by Becky Brand (Shorewest Realtors) 8 months ago

Winston,

Awesome post with very vital information....thanks for sharing!

Posted by Sheila Moran, SanAntonioSheila.com RE/MAX Access, Broker, At your service! (RE/MAX Access (Garden Ridge, San Antonio, New Braunfels)) 8 months ago

What would we do without this format to share vital informaton?  Great information, Winston...Thanks for sharing

Posted by Chris MacLellan, REALTOR - Your Senior Real Estate Specialist in St. Louis, MO (PREA Signature Realty - www. preasignaturerealty.com) 8 months ago

Winston, Nicely put.  Glad to have this info to share easily.

Posted by LEE ELLIS, e-PRO Trainer. "RealtyLee" Green Homes & Technology Consultant (Northern Virginia/DC. KW. 202-255-7790) 8 months ago

thanks for the online request form links.  very helpful

Posted by Richard Overall (Premier Properties) 8 months ago

Winston: Great infotmation.. Thank you for sharing.. Worth a re-blog too !

Posted by Roland Woodworth "Clarksville-Fort Campbell Area Realtor" (Exit Realty Clarksville) 8 months ago

great information i know a lot of the myrtle Beach condos in our area were non-conforming so were specialty loans fannie and freddie would not do

Posted by jason morris (Keller Williams Myrtle Beach) 8 months ago

Thanks for the info. When I was reading about the refinancing provisions of the plan I had that exact question.

Posted by Deborah Engel, San Diego Homes & Property (Prudential California Realty) 8 months ago

Winston- great info!  I'm truly hoping that these Freddie Mac and Fannie Mae refinance programs will help a significant number of homeowners!

Posted by JB Brookman- Mortgage and Refinance Westlake Village & Calabasas to Malibu (Ashlyn Financial) 8 months ago

thanks for sharing the links!

Posted by Jennifer Walker-Derby, Realtor Extraordinaire (Re/Max Westside) 8 months ago

Thanks for these numbers. I will pass them on to others.

Posted by Kelsey Barklow, Your Johnson City Tennessee Real Estate Pro (Crye-Leike, Realtors) 8 months ago

Powerful information - you are bookmarked - thanks!

Posted by Sandy Childs - Spartnaburg, SC RealtorĀ® (Keller Williams Realty) 8 months ago
Thank you got a response from Freddie Mac in 24 hrs!!!!!
Posted by Alfredo Ipince 8 months ago

Winston, this is all great information! Thanks, Deb

Posted by Lake Livingston Real Estate by Deb Brooks 8 months ago

Just the information I was looking for....thanks!

Posted by Ashley Berg *Seattle's Green Real Estate Agent* (Realty Executives BRIO) 8 months ago
Good morning. Peace is when time doesn't matter as it passes by. I am from Mexico and now teach English, give please true I wrote the following sentence: "A metallic look in molded plastic with glass cover." With best wishes :), Pascal.
Posted by Pascal 3 months ago

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