This seems to be the question of the hour.
How do I find out if Freddie Mac or Fannie Mae has my loan??
To find out if either of these two giants have your loan you need to first call your lender or loan servicer (the one who sends you a mortgage statement every month) and ask them if one of the two have your loan. If they do not want to tell you because some might not or if you do not feel comfortable with the customer service reps answer then you can find out directly from Freddie Mac or Fannie Mae by clicking the direct links below or calling the toll free numbers:
- Does Freddie Mac have my mortgage online request form
- 1-800-FREDDIE (8am to 8pm EST)
- Does Fannie Mae have my mortgage online request form
- 1-800-7FANNIE (8am to 8pm EST)
Once you know who has your loan you can then see if you qualify for the new refinance program that begins today for homeowners throughout America that are current with their mortgage payments but have not been able to qualify for a refinance due to the loss of value in their home.
Should you have any questions please feel free to contact me. I will be happy to answer any questions you may have.
You may also call -800-7-fannie and they will tell you for Fannie Mae.
Lori
Thanks Lori!
Winston, WOW, this is THRILLING info! Thanks for posting. I guess you saw the new law that Fannie Mae backed loans cannot cut real estate commissions any more -- so this is a great way to determine whether or not the underlying loan is back by Fannie Mae.
Thanks for the Google juice Regina! You rock
Winston
I was wondering that my self. Thanks for the information.
Tere
Winston, thank you for that information!
Winston,
Wow, what great information? Is it possible that Frannie/Freddie could own a portion of the loan? And if so, could a borrower still qualify?
Good question Lynda. Now when you say a portion of the loan do you mean Fannie/Freddie having the 1st and another lender having the 2nd mortgage
Thanks for the info. since the credit crisis everyone has been asking questions about this
I was wondering how can i get a cheap property in this crisis when the bank are tight on money .
motorcycle helmet
Thanks for the informative post. Important information to get out to the public.
Motorcycle Helmet - The banks are just cautious with who they lend to now. You might be surprised to find out you can still qualify for a loan in this market. They are still eager to lend.
This is very helpful and convenient. Thank you!
Hey, great stuff, very helpful. I think I may blog about those numbers on my web site tomorrow. Thanks.
Thanks for the great info!
Great info that we can all use. Thanks for posting.
Thanks for the info. Great news for strapped homeowners for sure.
Very handy info Winston. This is good stuff for us folks doing short sales as well. We need to know these things.
Thanks for some useful information. My customers will benefit by being able to check out their loans early. Helping them helps me.
Thanks for the great info - I will be passing it along!
Winston,
Awesome post with very vital information....thanks for sharing!
What would we do without this format to share vital informaton? Great information, Winston...Thanks for sharing
Winston, Nicely put. Glad to have this info to share easily.
thanks for the online request form links. very helpful
Winston: Great infotmation.. Thank you for sharing.. Worth a re-blog too !
great information i know a lot of the myrtle Beach condos in our area were non-conforming so were specialty loans fannie and freddie would not do
Thanks for the info. When I was reading about the refinancing provisions of the plan I had that exact question.
Winston- great info! I'm truly hoping that these Freddie Mac and Fannie Mae refinance programs will help a significant number of homeowners!
thanks for sharing the links!
Thanks for these numbers. I will pass them on to others.
Powerful information - you are bookmarked - thanks!
Winston, this is all great information! Thanks, Deb
Just the information I was looking for....thanks!